LENDING INFORMATION...
What you need to know
You’ll find our fees and an overview of our lending criteria below.
If you have any questions at all about our lending information, give us a call.
Please refer to our Credit Contract and Disclosure-Statement
Fees
Our fees are:
- $50 Vehicle Check and Registration Fee (includes two vehicle checks)
- $150 Documentation Fee
- No fees for settling your loan earlier or paying in advance
Interest Rates
- 12.95% (< $5000)
- 11.95% (> $5000)
- 11.45% (> $10,000)
Lending Criteria
You must be able to service repayments comfortably. We require:
- Three months bank statements
- Photo ID
- Security like a vehicle with no finance or a new purchase as security. Or an eligible guarantor
- Three years is our maximum term
- Loan amounts anywhere from $300
- Bad credit history? We do consider applicants as long as they've made an effort to repay their debt. We understand that everyone goes through rough patches.