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PRIVACY DECLARATIONS:

I / we authorise you Embassy Homes Ltd – t/a Embassy Finance Ltd (Embassy) to use and disclose personal information I have provided to undertake all necessary enquiries and request, collect, check & exchange information (both now and in the future), including but not limited to, personal, commercial and financial information about me and references from:

Any Credit Reporting Agency credit provider,
NZ Transport Agency, Waka Kotahi, If a vehicle is offered as security, vehicle details will be provided to Equifax NZ Ltd to obtain access the Motor Vehicle Register to verify ownership & vehicle details & financial interests. This information will be held securely and used only for authorized purposes. I may opt out of having my name & address shown on the Motor Vehicle Register by contacting Waka Kotahi NZ Transport Agency. https://www.nzta.govt.nz/vehicles/how-the-motor-vehicle-register-affects-you/who-can-access-register-information/
Ministry of Justice,
My Employer(s),
Accountant
Or any other source
I/We understand and authorise Embassy to assess my creditworthiness, providing credit to me, administering and enforcing this Agreement, maintaining credit records with Embassy
I/We also authorise Embassy to disclose information about any loan arising out of this application to any potential assignee of this loan, guarantor or to any person providing services in connection with refinancing this loan, or to any person or organisation I have authorised to obtain information, at any time in the future.
I/We acknowledge and agree that in order to facilitate a Credit Reporting Agency’s credit reporting services Embassy will disclose to such agency information about me for that purpose, including any updates of such information. The Credit Reporting Agency will hold that information on their systems for that purpose. Embassy will also collect and disclose my positive credit information including repayment history to credit reporters. If I default in my payment obligations to Embassy, I understand that the information about that default may be given to any Credit Reporting Agency and they may give that information about my default to other Credit Reporting Agency customers.
I/We understand that Embassy will meet its obligations to me under the Privacy Act 2020
I/We understand that such information will be held by Embassy at their business address and by other parties for the purposes described above.
I/We understand that I have the right to access and correct personal information held about me in accordance with the Privacy Act 2020
I/We I confirm that I do not have any outstanding traffic, parking or other fines, do not have a criminal record and am not a undischarged bankrupt


If you apply for finance through us, we will share the personal information you give to us with one or more potential lenders. If we do so, those lenders may use your information in order to:

process your application for finance;
assess your creditworthiness;
verify your identity in accordance with anti-money laundering legislation;
comply with any other legal obligations; and
if your application is successful, provide you with an offer of finance.


In order to do those things, those lenders may disclose your personal information to, and collect personal information about you from, certain third parties, including:

credit reporting agencies (credit reporters), from whom you authorise the lenders to collect information about your identity, current credit obligations and credit history;
identity verification agencies;
the New Zealand Transport Agency’s ‘Driver Check’ service;
the Ministry of Justice, in order to obtain fines information;
government agencies and regulators, or anyone else with whom a lender is required to share that information for the purposes of complying with all applicable laws; and
any third-party service provider, including professional advisors and public registers.
If a lender discloses the fact that you have applied for finance to a credit reporter, you agree that the credit reporter may keep that information and disclose it to its customers (which may include disclosing it to other lenders from whom you apply for finance in the future). You can ask credit reporters for a copy of any credit information they hold about you and to update it, if necessary. More information is available at https://www.privacy.org.nz/privacy-act-2020/codes-of-practice/crpc2020/.

Personal Property Securities Act 1999

I/We waive my right to receive Verification Statements or Financing Change Statements under the PPSA. I acknowledge that I am able to request such statements by contacting Embassy in writing.
Electronic Communication:

I/We agree that Embassy may use electronic communication (including email and SMS/text message) for the purpose of making disclosure to me pursuant to the Credit Contracts and Consumer Finance Act 2003, providing me with notices and/or changes to Embassy Terms and Conditions and/or any other reason such as marketing of services and products.
Website Privacy Statement and Terms of Use

The internet is used on a day to day basis and it’s important to us to assist our customers to retain their privacy when using our website. We are committed to protecting your privacy by complying with the Privacy Act 2020.
Sharing Your Information

Generally, we will only disclose your personal information with your consent or if required or as permitted by New Zealand law.
Links to other Websites

Our site may contain a number of links to third party websites and online resources that are not owned or controlled by Embassy. If we have provided links to any third party site for your assistance, this does not imply that we share or endorse the opinions expressed or material appearing on such websites. We therefore do not assume responsibility for the content or practices of any of these third parties. We strongly advise that you read the privacy statements of the sites you visit as a result of following a link posted on our site.